Terms of Use

Last Updated: March 29, 2025

1. Acceptance of Terms and Conditions

Welcome to the website of Athenopoulos Consulting LLC. By accessing, browsing, or otherwise using this Website, you ("you" or "User") acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use ("Terms"). If you do not agree to these Terms, you are prohibited from using this Website and should cease accessing it immediately.

2. Scope of Services and Information

The Website provides general information regarding the wealth management services offered by the Firm, including financial consultations. The content presented on this Website is intended for informational purposes only and should not be construed as financial, investment, legal, accounting, tax, or other professional advice. Users are advised to seek independent advice from a qualified professional before making any financial decisions or implementing any strategies discussed on this Website.

3. User Obligations and Conduct

As a condition of your use of the Website, you represent and warrant that you will not use the Website for any purpose that is unlawful or prohibited by these Terms. You agree to abide by all applicable local, state, national, and international laws and regulations. Specifically, you agree not to:  

  • Circumvent or disable any security features of the Website.

  • Attempt to gain unauthorized access to any portion of the Website, server, network, or other systems connected to the Website.

  • Introduce any viruses, worms, Trojan horses, or other malicious code.

  • Use any automated means, including but not limited to robots, spiders, or scrapers, to access, monitor, or copy any content from the Website without our express written consent.  

  • Engage in any activity that disrupts or interferes with the operation of the Website or any other party's use of the Website.

  • Impersonate any person or entity or misrepresent your affiliation with any person or entity.

  • Collect or attempt to collect personal information of other users without their explicit consent.

  • Engage in any conduct that could be deemed defamatory, libelous, harassing, threatening, or otherwise objectionable.

**4. Intellectual Property Rights

The content, design, organization, graphics, compilation, magnetic translation, digital conversion, and other matters related to the Website are protected under applicable copyrights, trademarks, and other proprietary (including but not limited to intellectual property) rights. The ownership of all such materials is vested in the Firm or its licensors. You are granted a non-exclusive, non-transferable, revocable license to access and use the Website solely for your personal and non-commercial use. No right, title, or interest in any of the materials on this Website is transferred to you, whether as a result of downloading such materials or otherwise. Reproduction or redistribution of the Website content, in whole or in part, is strictly prohibited without the express written consent of the Firm.  

5. Disclaimer of Warranties

THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE FIRM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

THE FIRM DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. THE FIRM MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, RELIABILITY, OR SUITABILITY OF THE CONTENT ON THE WEBSITE. ANY RELIANCE YOU PLACE ON SUCH INFORMATION IS STRICTLY AT YOUR OWN RISK.  

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE FIRM, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES), WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE WEBSITE, EVEN IF THE FIRM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  

IN NO EVENT SHALL THE AGGREGATE LIABILITY OF THE FIRM TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE WEBSITE EXCEED $100.

7. Links to External Websites

The Website may contain links to third-party websites for your convenience. These links are provided solely as a convenience to you and do not constitute an endorsement or approval by the Firm of the content, products, services, or practices of such third-party websites. The Firm has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that your use of third-party websites is at your sole risk.  

8. Privacy Policy

The Firm is committed to protecting your privacy. Our collection and use of your personal information are governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy (linked below) for more information.  

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any legal suit, action, or proceeding arising out of or relating to these Terms or the Website shall be instituted exclusively in the federal and state courts located in Sacramento, California, and you irrevocably submit to the exclusive jurisdiction of such courts.  

10. Amendments to These Terms

The Firm reserves the right, in its sole discretion, to modify or revise these Terms at any time. Any changes will be effective immediately upon posting on the Website, with an updated "Last Updated" date. Your continued use of the Website following the posting of any changes constitutes your acceptance of such changes. You are responsible for regularly reviewing these Terms to stay informed of any updates.  

11. Termination of Access

The Firm reserves the right, in its sole discretion, to terminate or suspend your access to all or part of the Website, with or without notice, for any reason, including, without limitation, breach of these Terms.  

12. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Firm with respect to the Website and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and the Firm.  

13. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason, such provision shall be severed and the remainder of these Terms shall continue in full force and effect.  

14. Contact Information

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